January Performance of Our Portfolios

January was not a good month for investors. The Dow and S and P 500 indexes both fell over 8.5% and the NASDAQ fell over 6 %. Lets look at the model portfolios set up in an earlier blog.

One portfolio was 10 stocks recommended by Fortune Magazine.

Name	Symbol	Last price	Change	Shares	Cost basis	Mkt value	Gain	Gain %
Altria Group, Inc.	MO	16.54	-0.3	65.74	1001.31	1087.29	85.98	8.59
Annaly Capital Management, Inc.	NLY	15.14	-0.01	62.38	1000	944.46	-55.54	-5.55
Dell Inc.	DELL	9.5	-0.45	96.68	1000	918.46	-81.54	-8.15
Devon Energy Corporation	DVN	61.6	-1.24	15.07	1000	928.08	-71.92	-7.19
Diamond Offshore Drilling, Inc.	DO	62.76	-1.22	16.8	1000	1054.16	54.16	5.42
Fluor Corporation (NEW)	FLR	38.9	-1.82	22.06	1000	858.28	-141.72	-14.17
Johnson & Johnson	JNJ	57.69	-0.59	16.55	1000	954.59	-45.41	-4.54
Medco Health Solutions Inc.	MHS	44.93	-0.81	23.62	1000.71	1061.34	60.63	6.06
Pfizer Inc.	PFE	14.58	-0.54	55.9	1000	815.03	-184.97	-18.5
Potash Corp./Saskatchewan (USA)	POT	74.86	-2.79	13.52	1000	1012.17	12.17	1.22
Cash		-2.02				-2.02
					10002.02	9631.84	-368.16	-3.68%

As you can see it fell a little over 3.5% and beat the averages.

Our lowrisk portfolio fell 4.6%, not as good but better than the averages.

Name	Symbol	Last price	Change	Shares	Cost basis	Mkt value	Gain	Gain %
Schwab Total Stock Market Index Inv	SWTIX	14.35	-0.32	181.52	2800	2604.85	-195.15	-6.97
Schwab International Index Inv	SWINX	11.63	-0.17	90.43	1200	1051.65	-148.35	-12.36
Schwab Total Bond Market	SWLBX	8.75	-0.02	670.77	6000	5869.26	-130.74	-2.18
Cash		0				0
					10000	9525.76	-474.24	-4.74%

Medium risk did worse, but still beat the averages.

Name	Symbol	Last price	Change	Shares	Cost basis	Mkt value	Gain	Gain %
Vanguard Total Bond Market Index	VBMFX	10.07	3.05	390.79	4000	3935.29	-64.71	-1.62
Vanguard Total Intl Stock Index	VGTSX	9.5	-0.12	167.6	1800	1592.23	-207.77	-11.54
Vanguard Total Stock Mkt Idx	VTSMX	20	-0.45	195.43	4200	3908.58	-291.42	-6.94
Cash		0				0
					10000	9436.1	-563.9	-5.64%

Lastly, our simple rebalancing portfolio performed thusly

Name	Symbol	Last price	Change	Shares	Cost basis	Mkt value	Gain	Gain %
iShares S&P 500 Index (ETF)	IVV	82.97	-1.76	55.31	5005	4589.03	-415.97	-8.31
Cash		4995			4995	4995	0	0
					10000	9584.03	-415.97	-4.16%

So we need to rebalance to get to a 50/50 split, so we buy a couple of shares of the ishare and now have this portfolio.

Name	Symbol	Shares	Mkt value
iShares S&P 500 Index (ETF)	IVV	57.76	4792.06
Cash		4792.02	4792.02
			9584.07

Hopefully things will improve for investors.